• FHA purchase or Refi down to 530 score (with compensating factors most lenders can only go down to a 620).
• FHA with a 1×30 on mortgage with a 600 score 1×30 must be greater then 90 days old.
• HUD owned homes with as little as $100.00 down.
• Manual FHA loans if the loan makes sense.
• No score FHA to 96.5% with alternative trades.
• Refinance FHA 203K full rehab and streamlines.
• 203K rehab loans stream lines max loan amount $35,000.
• Full 203K rehab loans above $35,000 (we have done these for years.  We didn’t just start them so we know how to structure them to close).
• Non warrantable condos with right of first refusal.  FHA coming December 7th.
• Condo loans to 90% with just a questionnaire (everyone else needs bylaws).
• Call me on any condo you have.  Conventional or FHA.  I have lenders who may do them on exceptions.
• Unbeatable Conventional loans with a 740 score.
• VA 100% loans.
• USDA 100% loans.
• 100% non owner occupied rehab loans (I don’t know of anyone doing these but us).
• 90% LTV with no mortgage insurance.
• Multiple family loans.
• 5 unit and above commercial loans (we have lower rates then local banks).
• Cash out to 85% LTV FHA.
• Non owner occupied purchase and cash out.
• Mixed use commercial buildings.
• SBA loans to 90% loan to value (owner occ business purchases we do the first to 80% LTV and an SBA 10% second).
• 95% Conventional loans (yes we can get the mortgage insurance).
• We are your Jumbo specialists.  No hits to rate up to $900,000 loan amount.  Hits apply to amounts over $900,000 to $1,500,000.
• Jumbos to 90% LTV cash out and purchase.
• We are still writing second mortgages to 80% HELOCS and Fixed.
• No Doc loans against investments (stocks, bonds, mutual funds and other securities).  Funds can be used for any purpose credit and income not reviewed.
• Unsecured personal and business loans (call for details).
• Manufactured and module homes.
• Construction loans if borrower owns land free and clear.  We can do owner and non owner occ loans to build or finish a project.
• We have outlets for hard money loans.  They must make sense and are an expensive loan (we don’t recommend these but some people are in need of them).
• We can do credit rescores in 3-5 business days to increase your customers score to get them into the home of their dreams.

These are just some of the loan products we have.  Call your loan specialist at Real Estate Resource Home Loans for more programs or details.  We will structure your loans to close.  We close loans others can’t because of our experience and knowledge.  We are a service based company looking to build long term relationships with all of our customers and partners.